users of its websites, accessible at
, and the MSRB's Electronic Municipal Market Access (EMMA®) website ("EMMA") accessible at emma.msrb.org (each
a “Website” and, collectively, the "Websites").
does not apply to personal information provided to us to fulfill a regulatory requirement, whether submitted through the MSRB Gateway or otherwise, which
we may use and disclose in any manner consistent with our role as a self-regulatory organization. For other terms and conditions that also apply to your
use of the Website(s), please read our
Information We Collect
In general, a Website collects personal information (such as user name, email address or telephone number) only when voluntarily submitted by you. For
example, you may provide us with your personal information in connection with submitting a comment or question through the contact page, providing us
with feedback or creating a customized profile on EMMA.
When you access the Website(s), our web servers may automatically recognize and collect information regarding your referring domain, your type of web
browser, operating system software, screen resolution, cookie preferences and similar technical data. None of this information is personally identifiable,
and we use it only in the aggregate to measure overall Website usage patterns and trends.
We do not knowingly collect or use any personal information through our Website from users under 13 years of age. No information should be submitted to
this Website by or for persons under 13 years of age.
We may use a technology called "cookies" to provide you with tailored information. A cookie is a small piece of data that a Website can send to your browser,
which may then be stored on your hard drive so the Website can recognize you as you browse between web pages on the Website. These cookies may collect
information about the operating system and browser that you are using, and the cookies accumulate and report anonymous, statistical information on Website
your needs by delivering a better and more personalized experience to you. Like many other websites, the MSRB uses third-party web analytics services,
including Google Analytics, to analyze Website usage and related information that may be collected through cookies. If you would like to see how Google
remain on your computer only while you browse the Website and for a short time thereafter and (2) remain on your computer after you navigate away from
the Website. These cookies may identify or track personal information previously provided by you. If you do not wish to have cookies sent to your browser,
you can change the settings on your browser to stop it from automatically accepting cookies. Users who opt out of cookies by changing their browser settings
may find that certain navigational elements of the Websites have limited functionality.
How We Use Your Personal Information
We do not sell your personal information to third parties for commercial purposes. We may use your personal information for the following:
for the specific purpose for which the personal information was provided (for example, to send you e-mail alerts or to create your customized profile
- to provide you with information, products or services, or access to customized content;
- to improve the content, appearance and utility of the Websites;
- to trace your use of the Websites for internal research purposes;
- to notify you of updates or changes to the Websites or any products or services we offer or provide through the Websites;
- to provide any necessary notices or email communications to you;
- in any other way we may describe when you provide personal information;
- for any other purpose with your consent; and
- to comply with certain contractual, legal or regulatory obligations.
We reserve the right to disclose personal information without notice when we believe that disclosing it is necessary to identify, contact, or bring legal
action against someone who may be causing injury or interference with (either intentionally or unintentionally) our rights or property, other Website
users, or anyone else that could be harmed by such activities. We may also disclose personal information without notice to you when required by applicable
law, regulation, subpoena or other legal process, requested from a United States federal, state or other U.S. government regulatory or U.S. self-regulatory
organization or body or law enforcement agency, or when we believe such disclosure is required under our obligations as a self-regulatory organization.
You acknowledge and agree that the MSRB may transfer personal information to its service providers to process payment transactions and provide you with
MSRB products and services. With respect to updates subscribed to on msrb.org, subscriber e-mail information and the particular updates you selected to
receive are provided to a service provider that compiles subscriber lists and delivers the updates to you via email. That service provider also collects
and provides to the MSRB information about number of messages sent, clicks and open rates by email address.
We have reasonable technical, administrative and physical safeguards in place to protect your personal information from unauthorized access, loss, misuse
or alteration. Although we have safeguards in place, we cannot control Internet transmissions, and no assurances can be given that your personal information
sent to the MSRB will never be subject to unauthorized access, loss, misuse or alteration in transmission to or after receipt by the MSRB.
Content Stored in U.S.
The Websites, and any services available on or through the Website(s), are provided from the United States. By accessing and using a Website, content of
that Website and/or such services, you understand and consent to the storage and processing of information, including personal information, in the United
States. The Websites, content of the Websites and such services are not intended to subject the MSRB to the laws or jurisdiction of any country or territory
other than that of the United States. The MSRB does not represent or warrant that the Websites, content or services or any part of them are appropriate
or available for use in any particular jurisdiction. In choosing to access a Website, content of the Website or any services available on or through the
Website, you do so on your own initiative and at your own risk, and you are responsible for complying with all applicable local or other laws, rules and
Leaving the Websites
After leaving the Websites, whether via a link on the Website(s) or through the use of your web browser or some other navigational tool, this Privacy
Policy is no longer in effect. We are not responsible for the privacy or security policies or practices used by any other website. We make no guarantees,
representations or warranties as to the privacy or security policies or practices of any other website, including websites that may be reached by links
from the Website(s). We make no guarantees, representations or warranties as to any content or material or any other aspects of any other website, including
websites that may be reached by links on either of the Websites. A link to a third-party website does not imply sponsorship, approval, affiliation or
endorsement by the MSRB of the linked third-party website or of that third party’s products or services. Your use of links to third-party websites at
your own risk.
Contact Information for Questions
Trademark and Copyright Notices
"Municipal Securities Rulemaking Board," "Electronic Municipal Market Access", "EMMA", “MyEMMA” and “MuniEdPro” are either registered or unregistered
trademarks of MSRB.
Municipal Securities Rulemaking Board.